US Bank RTP Real-Time Payments API — Credit Transfers

naftiko: 1.0.0-alpha2
info:
  label: US Bank RTP Real-Time Payments API — Credit Transfers
  description: 'US Bank RTP Real-Time Payments API — Credit Transfers. 2 operations. Lead operation: Initiate RTP Credit Transfer.
    Self-contained Naftiko capability covering one Us Bancorp business surface.'
  tags:
  - Us Bancorp
  - Credit Transfers
  created: '2026-05-19'
  modified: '2026-05-19'
binds:
- namespace: env
  keys:
    US_BANCORP_API_KEY: US_BANCORP_API_KEY
capability:
  consumes:
  - type: http
    namespace: us-bank-rtp-credit-transfers
    baseUri: https://api.usbank.com/v1
    description: US Bank RTP Real-Time Payments API — Credit Transfers business capability. Self-contained, no shared references.
    resources:
    - name: rtp-credit-transfers
      path: /rtp/credit-transfers
      operations:
      - name: initiatertpcredittransfer
        method: POST
        description: Initiate RTP Credit Transfer
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: Content-Type
          in: header
          type: string
          required: true
        - name: Correlation-ID
          in: header
          type: string
          required: true
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: rtp-credit-transfers-transactionId
      path: /rtp/credit-transfers/{transactionId}
      operations:
      - name: getrtpcredittransferstatus
        method: GET
        description: Get RTP Credit Transfer Status
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: transactionId
          in: path
          type: string
          description: The unique identifier of the RTP credit transfer transaction
          required: true
        - name: Correlation-ID
          in: header
          type: string
          required: true
        - name: Accept
          in: header
          type: string
          required: true
    authentication:
      type: bearer
      token: '{{env.US_BANCORP_API_KEY}}'
  exposes:
  - type: rest
    namespace: us-bank-rtp-credit-transfers-rest
    port: 8080
    description: REST adapter for US Bank RTP Real-Time Payments API — Credit Transfers. One Spectral-compliant resource per
      consumed operation, prefixed with /v1.
    resources:
    - path: /v1/rtp/credit-transfers
      name: rtp-credit-transfers
      description: REST surface for rtp-credit-transfers.
      operations:
      - method: POST
        name: initiatertpcredittransfer
        description: Initiate RTP Credit Transfer
        call: us-bank-rtp-credit-transfers.initiatertpcredittransfer
        with:
          Content-Type: rest.Content-Type
          Correlation-ID: rest.Correlation-ID
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/rtp/credit-transfers/{transactionid}
      name: rtp-credit-transfers-transactionid
      description: REST surface for rtp-credit-transfers-transactionId.
      operations:
      - method: GET
        name: getrtpcredittransferstatus
        description: Get RTP Credit Transfer Status
        call: us-bank-rtp-credit-transfers.getrtpcredittransferstatus
        with:
          transactionId: rest.transactionId
          Correlation-ID: rest.Correlation-ID
          Accept: rest.Accept
        outputParameters:
        - type: object
          mapping: $.
  - type: mcp
    namespace: us-bank-rtp-credit-transfers-mcp
    port: 9090
    transport: http
    description: MCP adapter for US Bank RTP Real-Time Payments API — Credit Transfers. One tool per consumed operation, routed
      inline through this capability's consumes block.
    tools:
    - name: initiate-rtp-credit-transfer
      description: Initiate RTP Credit Transfer
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: us-bank-rtp-credit-transfers.initiatertpcredittransfer
      with:
        Content-Type: tools.Content-Type
        Correlation-ID: tools.Correlation-ID
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: get-rtp-credit-transfer-status
      description: Get RTP Credit Transfer Status
      hints:
        readOnly: true
        destructive: false
        idempotent: true
      call: us-bank-rtp-credit-transfers.getrtpcredittransferstatus
      with:
        transactionId: tools.transactionId
        Correlation-ID: tools.Correlation-ID
        Accept: tools.Accept
      outputParameters:
      - type: object
        mapping: $.