Tink · Capability

Tink Risk and Reports

Retrieve Tink Income Check, Expense Check, Risk Insights, and Risk Categorisation reports for affordability and lending decisions.

Tink Risk and Reports is a Naftiko capability published by Tink, one of 9 capabilities the APIs.io network indexes for this provider. It bundles 1 operation across the GET method rooted at /v1/risk/income-check/{…}.

Can be deployed as a REST endpoint, MCP tool, or Agent Skill via Naftiko.

Tagged areas include Tink, Open Banking, Risk, Income Verification, and Lending.

Run with Naftiko TinkOpen BankingRiskIncome VerificationLending

What You Can Do

GET

Get —

/v1/risk/income-check/{report_id}

Capability Spec

naftiko: 1.0.0-alpha2
info:
  label: Tink Risk and Reports
  description: Retrieve Tink Income Check, Expense Check, Risk Insights, and Risk Categorisation reports for affordability and lending decisions.
  tags:
    - Tink
    - Open Banking
    - Risk
    - Income Verification
    - Lending
  created: '2026-05-25'
  modified: '2026-05-25'
binds:
  - namespace: env
    keys:
      TINK_BEARER_TOKEN: TINK_BEARER_TOKEN
capability:
  consumes:
    - type: http
      namespace: risk-reports
      baseUri: https://api.tink.com
      description: Tink Risk and Reports business capability.
      resources:
        - name: income-check
          path: /v2/income-checks/{report_id}
          operations:
            - name: get
              method: GET
              description: Get Income Check report as JSON.
              outputRawFormat: json
              inputParameters:
                - name: report_id
                  in: path
                  type: string
                  required: true
        - name: expense-check
          path: /risk/v1/expense-checks/{report_id}
          operations:
            - name: get
              method: GET
              description: Get Expense Check report as JSON.
              outputRawFormat: json
              inputParameters:
                - name: report_id
                  in: path
                  type: string
                  required: true
        - name: risk-insights
          path: /risk/v1/risk-insights/{report_id}
          operations:
            - name: get
              method: GET
              description: Get Risk Insights report.
              outputRawFormat: json
              inputParameters:
                - name: report_id
                  in: path
                  type: string
                  required: true
        - name: risk-categorisation
          path: /risk/v2/risk-categorisation/reports/{report_id}
          operations:
            - name: get
              method: GET
              description: Get Risk Categorisation report.
              outputRawFormat: json
              inputParameters:
                - name: report_id
                  in: path
                  type: string
                  required: true
      authentication:
        type: bearer
        value: '{{env.TINK_BEARER_TOKEN}}'
        placement: header
  exposes:
    - type: rest
      namespace: risk-reports-rest
      port: 8080
      description: REST adapter for Tink Risk and Reports.
      resources:
        - path: /v1/risk/income-check/{report_id}
          name: income-check
          operations:
            - method: GET
              name: get
              call: risk-reports.get
              with:
                report_id: rest.path.report_id