Plaid · Capability

Plaid transactions/ — Plaid

Plaid transactions/ — Plaid. 15 operations. Lead operation: Plaid Create transaction category rule. Self-contained Naftiko capability covering one Plaid business surface.

Run with Naftiko Plaid

What You Can Do

POST
Transactionsrulescreate — Plaid Create transaction category rule
/v1/beta/transactions/rules/v1/create
POST
Transactionsruleslist — Plaid Return a list of rules created for the Item associated with the access token.
/v1/beta/transactions/rules/v1/list
POST
Transactionsrulesremove — Plaid Remove transaction rule
/v1/beta/transactions/rules/v1/remove
POST
Transactionsuserinsightsget — Plaid Obtain user insights based on transactions sent through /transactions/enrich
/v1/beta/transactions/user-insights/v1/get
POST
Transactionsenhance — Plaid enhance locally-held transaction data
/v1/beta/transactions/v1/enhance
POST
Investmentstransactionsget — Plaid Get investment transactions
/v1/investments/transactions/get
POST
Processortransactionsget — Plaid Get transaction data
/v1/processor/transactions/get
POST
Processortransactionsrecurringget — Plaid Fetch recurring transaction streams
/v1/processor/transactions/recurring/get
POST
Processortransactionsrefresh — Plaid Refresh transaction data
/v1/processor/transactions/refresh
POST
Processortransactionssync — Plaid Get incremental transaction updates on a processor token
/v1/processor/transactions/sync
POST
Transactionsenrich — Plaid Enrich locally-held transaction data
/v1/transactions/enrich
POST
Transactionsget — Plaid Get transaction data
/v1/transactions/get
POST
Transactionsrecurringget — Plaid Fetch recurring transaction streams
/v1/transactions/recurring/get
POST
Transactionsrefresh — Plaid Refresh transaction data
/v1/transactions/refresh
POST
Transactionssync — Plaid Get incremental transaction updates on an Item
/v1/transactions/sync

MCP Tools

plaid-create-transaction-category-rule

Plaid Create transaction category rule

plaid-return-list-rules-created

Plaid Return a list of rules created for the Item associated with the access token.

read-only
plaid-remove-transaction-rule

Plaid Remove transaction rule

plaid-obtain-user-insights-based

Plaid Obtain user insights based on transactions sent through /transactions/enrich

plaid-enhance-locally-held-transaction

Plaid enhance locally-held transaction data

plaid-get-investment-transactions

Plaid Get investment transactions

read-only
plaid-get-transaction-data

Plaid Get transaction data

read-only
plaid-fetch-recurring-transaction-streams

Plaid Fetch recurring transaction streams

read-only
plaid-refresh-transaction-data

Plaid Refresh transaction data

plaid-get-incremental-transaction-updates

Plaid Get incremental transaction updates on a processor token

read-only
plaid-enrich-locally-held-transaction

Plaid Enrich locally-held transaction data

plaid-get-transaction-data-2

Plaid Get transaction data

read-only
plaid-fetch-recurring-transaction-streams-2

Plaid Fetch recurring transaction streams

read-only
plaid-refresh-transaction-data-2

Plaid Refresh transaction data

plaid-get-incremental-transaction-updates-2

Plaid Get incremental transaction updates on an Item

read-only

Capability Spec

transactions--plaid.yaml Raw ↑ 
naftiko: 1.0.0-alpha2
info:
  label: Plaid transactions/ — Plaid
  description: 'Plaid transactions/ — Plaid. 15 operations. Lead operation: Plaid Create transaction category rule. Self-contained
    Naftiko capability covering one Plaid business surface.'
  tags:
  - Plaid
  created: '2026-05-19'
  modified: '2026-05-19'
binds:
- namespace: env
  keys:
    PLAID_API_KEY: PLAID_API_KEY
capability:
  consumes:
  - type: http
    namespace: transactions--plaid
    baseUri: https://production.plaid.com
    description: Plaid transactions/ — Plaid business capability. Self-contained, no shared references.
    resources:
    - name: beta-transactions-rules-v1-create
      path: /beta/transactions/rules/v1/create
      operations:
      - name: transactionsrulescreate
        method: POST
        description: Plaid Create transaction category rule
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: beta-transactions-rules-v1-list
      path: /beta/transactions/rules/v1/list
      operations:
      - name: transactionsruleslist
        method: POST
        description: Plaid Return a list of rules created for the Item associated with the access token.
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: beta-transactions-rules-v1-remove
      path: /beta/transactions/rules/v1/remove
      operations:
      - name: transactionsrulesremove
        method: POST
        description: Plaid Remove transaction rule
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: beta-transactions-user_insights-v1-get
      path: /beta/transactions/user_insights/v1/get
      operations:
      - name: transactionsuserinsightsget
        method: POST
        description: Plaid Obtain user insights based on transactions sent through /transactions/enrich
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: beta-transactions-v1-enhance
      path: /beta/transactions/v1/enhance
      operations:
      - name: transactionsenhance
        method: POST
        description: Plaid enhance locally-held transaction data
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: investments-transactions-get
      path: /investments/transactions/get
      operations:
      - name: investmentstransactionsget
        method: POST
        description: Plaid Get investment transactions
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: processor-transactions-get
      path: /processor/transactions/get
      operations:
      - name: processortransactionsget
        method: POST
        description: Plaid Get transaction data
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: processor-transactions-recurring-get
      path: /processor/transactions/recurring/get
      operations:
      - name: processortransactionsrecurringget
        method: POST
        description: Plaid Fetch recurring transaction streams
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: processor-transactions-refresh
      path: /processor/transactions/refresh
      operations:
      - name: processortransactionsrefresh
        method: POST
        description: Plaid Refresh transaction data
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: processor-transactions-sync
      path: /processor/transactions/sync
      operations:
      - name: processortransactionssync
        method: POST
        description: Plaid Get incremental transaction updates on a processor token
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: transactions-enrich
      path: /transactions/enrich
      operations:
      - name: transactionsenrich
        method: POST
        description: Plaid Enrich locally-held transaction data
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: transactions-get
      path: /transactions/get
      operations:
      - name: transactionsget
        method: POST
        description: Plaid Get transaction data
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: transactions-recurring-get
      path: /transactions/recurring/get
      operations:
      - name: transactionsrecurringget
        method: POST
        description: Plaid Fetch recurring transaction streams
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: transactions-refresh
      path: /transactions/refresh
      operations:
      - name: transactionsrefresh
        method: POST
        description: Plaid Refresh transaction data
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: transactions-sync
      path: /transactions/sync
      operations:
      - name: transactionssync
        method: POST
        description: Plaid Get incremental transaction updates on an Item
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
  exposes:
  - type: rest
    namespace: transactions--plaid-rest
    port: 8080
    description: REST adapter for Plaid transactions/ — Plaid. One Spectral-compliant resource per consumed operation, prefixed
      with /v1.
    resources:
    - path: /v1/beta/transactions/rules/v1/create
      name: beta-transactions-rules-v1-create
      description: REST surface for beta-transactions-rules-v1-create.
      operations:
      - method: POST
        name: transactionsrulescreate
        description: Plaid Create transaction category rule
        call: transactions--plaid.transactionsrulescreate
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/beta/transactions/rules/v1/list
      name: beta-transactions-rules-v1-list
      description: REST surface for beta-transactions-rules-v1-list.
      operations:
      - method: POST
        name: transactionsruleslist
        description: Plaid Return a list of rules created for the Item associated with the access token.
        call: transactions--plaid.transactionsruleslist
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/beta/transactions/rules/v1/remove
      name: beta-transactions-rules-v1-remove
      description: REST surface for beta-transactions-rules-v1-remove.
      operations:
      - method: POST
        name: transactionsrulesremove
        description: Plaid Remove transaction rule
        call: transactions--plaid.transactionsrulesremove
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/beta/transactions/user-insights/v1/get
      name: beta-transactions-user-insights-v1-get
      description: REST surface for beta-transactions-user_insights-v1-get.
      operations:
      - method: POST
        name: transactionsuserinsightsget
        description: Plaid Obtain user insights based on transactions sent through /transactions/enrich
        call: transactions--plaid.transactionsuserinsightsget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/beta/transactions/v1/enhance
      name: beta-transactions-v1-enhance
      description: REST surface for beta-transactions-v1-enhance.
      operations:
      - method: POST
        name: transactionsenhance
        description: Plaid enhance locally-held transaction data
        call: transactions--plaid.transactionsenhance
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/investments/transactions/get
      name: investments-transactions-get
      description: REST surface for investments-transactions-get.
      operations:
      - method: POST
        name: investmentstransactionsget
        description: Plaid Get investment transactions
        call: transactions--plaid.investmentstransactionsget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/processor/transactions/get
      name: processor-transactions-get
      description: REST surface for processor-transactions-get.
      operations:
      - method: POST
        name: processortransactionsget
        description: Plaid Get transaction data
        call: transactions--plaid.processortransactionsget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/processor/transactions/recurring/get
      name: processor-transactions-recurring-get
      description: REST surface for processor-transactions-recurring-get.
      operations:
      - method: POST
        name: processortransactionsrecurringget
        description: Plaid Fetch recurring transaction streams
        call: transactions--plaid.processortransactionsrecurringget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/processor/transactions/refresh
      name: processor-transactions-refresh
      description: REST surface for processor-transactions-refresh.
      operations:
      - method: POST
        name: processortransactionsrefresh
        description: Plaid Refresh transaction data
        call: transactions--plaid.processortransactionsrefresh
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/processor/transactions/sync
      name: processor-transactions-sync
      description: REST surface for processor-transactions-sync.
      operations:
      - method: POST
        name: processortransactionssync
        description: Plaid Get incremental transaction updates on a processor token
        call: transactions--plaid.processortransactionssync
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/transactions/enrich
      name: transactions-enrich
      description: REST surface for transactions-enrich.
      operations:
      - method: POST
        name: transactionsenrich
        description: Plaid Enrich locally-held transaction data
        call: transactions--plaid.transactionsenrich
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/transactions/get
      name: transactions-get
      description: REST surface for transactions-get.
      operations:
      - method: POST
        name: transactionsget
        description: Plaid Get transaction data
        call: transactions--plaid.transactionsget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/transactions/recurring/get
      name: transactions-recurring-get
      description: REST surface for transactions-recurring-get.
      operations:
      - method: POST
        name: transactionsrecurringget
        description: Plaid Fetch recurring transaction streams
        call: transactions--plaid.transactionsrecurringget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/transactions/refresh
      name: transactions-refresh
      description: REST surface for transactions-refresh.
      operations:
      - method: POST
        name: transactionsrefresh
        description: Plaid Refresh transaction data
        call: transactions--plaid.transactionsrefresh
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/transactions/sync
      name: transactions-sync
      description: REST surface for transactions-sync.
      operations:
      - method: POST
        name: transactionssync
        description: Plaid Get incremental transaction updates on an Item
        call: transactions--plaid.transactionssync
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
  - type: mcp
    namespace: transactions--plaid-mcp
    port: 9090
    transport: http
    description: MCP adapter for Plaid transactions/ — Plaid. One tool per consumed operation, routed inline through this
      capability's consumes block.
    tools:
    - name: plaid-create-transaction-category-rule
      description: Plaid Create transaction category rule
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: transactions--plaid.transactionsrulescreate
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-return-list-rules-created
      description: Plaid Return a list of rules created for the Item associated with the access token.
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: transactions--plaid.transactionsruleslist
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-remove-transaction-rule
      description: Plaid Remove transaction rule
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: transactions--plaid.transactionsrulesremove
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-obtain-user-insights-based
      description: Plaid Obtain user insights based on transactions sent through /transactions/enrich
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: transactions--plaid.transactionsuserinsightsget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-enhance-locally-held-transaction
      description: Plaid enhance locally-held transaction data
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: transactions--plaid.transactionsenhance
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-get-investment-transactions
      description: Plaid Get investment transactions
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: transactions--plaid.investmentstransactionsget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-get-transaction-data
      description: Plaid Get transaction data
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: transactions--plaid.processortransactionsget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-fetch-recurring-transaction-streams
      description: Plaid Fetch recurring transaction streams
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: transactions--plaid.processortransactionsrecurringget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-refresh-transaction-data
      description: Plaid Refresh transaction data
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: transactions--plaid.processortransactionsrefresh
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-get-incremental-transaction-updates
      description: Plaid Get incremental transaction updates on a processor token
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: transactions--plaid.processortransactionssync
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-enrich-locally-held-transaction
      description: Plaid Enrich locally-held transaction data
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: transactions--plaid.transactionsenrich
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-get-transaction-data-2
      description: Plaid Get transaction data
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: transactions--plaid.transactionsget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-fetch-recurring-transaction-streams-2
      description: Plaid Fetch recurring transaction streams
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: transactions--plaid.transactionsrecurringget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-refresh-transaction-data-2
      description: Plaid Refresh transaction data
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: transactions--plaid.transactionsrefresh
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-get-incremental-transaction-updates-2
      description: Plaid Get incremental transaction updates on an Item
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: transactions--plaid.transactionssync
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.