Plaid · Capability

Plaid credit/ — Plaid

Plaid credit/ — Plaid. 23 operations. Lead operation: Plaid Retrieve information from the bank accounts used for employment verification. Self-contained Naftiko capability covering one Plaid business surface.

Run with Naftiko Plaid

What You Can Do

POST
Creditbankemploymentget — Plaid Retrieve information from the bank accounts used for employment verification
/v1/beta/credit/v1/bank-employment/get
POST
Creditassetreportfreddiemacget — Plaid Retrieve an Asset Report with Freddie Mac format. Only Freddie Mac can use this endpoint.
/v1/credit/asset-report/freddie-mac/get
POST
Creditauditcopytokencreate — Plaid Create Asset or Income Report Audit Copy Token
/v1/credit/audit-copy-token/create
POST
Creditreportauditcopyremove — Plaid Remove an Audit Copy token
/v1/credit/audit-copy-token/remove
POST
Creditauditcopytokenupdate — Plaid Update an Audit Copy Token
/v1/credit/audit-copy-token/update
POST
Creditbankincomeget — Plaid Retrieve information from the bank accounts used for income verification
/v1/credit/bank-income/get
POST
Creditbankincomepdfget — Plaid Retrieve information from the bank accounts used for income verification in PDF format
/v1/credit/bank-income/pdf/get
POST
Creditbankincomerefresh — Plaid Refresh a user's bank income information
/v1/credit/bank-income/refresh
POST
Creditbankincomewebhookupdate — Plaid Subscribe and unsubscribe to proactive notifications for a user's income profile
/v1/credit/bank-income/webhook/update
POST
Creditbankstatementsuploadsget — Plaid Retrieve data for a user's uploaded bank statements
/v1/credit/bank-statements/uploads/get
POST
Creditemploymentget — Plaid Retrieve a summary of an individual's employment information
/v1/credit/employment/get
POST
Creditfreddiemacreportsget — Plaid Retrieve an Asset Report with Freddie Mac format (aka VOA - Verification Of Assets), and a Verification Of Employment (VOE) report if this one is available. Only Freddie Mac can use this endpoint.
/v1/credit/freddie-mac/reports/get
POST
Creditpayrollincomeget — Plaid Retrieve a user's payroll information
/v1/credit/payroll-income/get
POST
Creditpayrollincomeparsingconfigupdate — Plaid Update the parsing configuration for a document income verification
/v1/credit/payroll-income/parsing-config/update
POST
Creditpayrollincomeprecheck — Plaid Check income verification eligibility and optimize conversion
/v1/credit/payroll-income/precheck
POST
Creditpayrollincomerefresh — Plaid Refresh a digital payroll income verification
/v1/credit/payroll-income/refresh
POST
Creditpayrollincomerisksignalsget — Plaid Retrieve fraud insights for a user's manually uploaded document(s).
/v1/credit/payroll-income/risk-signals/get
POST
Creditrelaycreate — Plaid Create a relay token to share an Asset Report with a partner client
/v1/credit/relay/create
POST
Creditrelayget — Plaid Retrieve the reports associated with a relay token that was shared with you
/v1/credit/relay/get
POST
Creditrelaypdfget — Plaid Retrieve the pdf reports associated with a relay token that was shared with you (beta)
/v1/credit/relay/pdf/get
POST
Creditrelayrefresh — Plaid Refresh a report of a relay token
/v1/credit/relay/refresh
POST
Creditrelayremove — Plaid Remove relay token
/v1/credit/relay/remove
POST
Creditsessionsget — Plaid Retrieve Link sessions for your user
/v1/credit/sessions/get

MCP Tools

plaid-retrieve-information-bank-accounts

Plaid Retrieve information from the bank accounts used for employment verification

read-only
plaid-retrieve-asset-report-freddie

Plaid Retrieve an Asset Report with Freddie Mac format. Only Freddie Mac can use this endpoint.

read-only
plaid-create-asset-income-report

Plaid Create Asset or Income Report Audit Copy Token

plaid-remove-audit-copy-token

Plaid Remove an Audit Copy token

plaid-update-audit-copy-token

Plaid Update an Audit Copy Token

plaid-retrieve-information-bank-accounts-2

Plaid Retrieve information from the bank accounts used for income verification

read-only
plaid-retrieve-information-bank-accounts-3

Plaid Retrieve information from the bank accounts used for income verification in PDF format

read-only
plaid-refresh-user-s-bank-income

Plaid Refresh a user's bank income information

plaid-subscribe-and-unsubscribe-proactive

Plaid Subscribe and unsubscribe to proactive notifications for a user's income profile

plaid-retrieve-data-user-s-uploaded

Plaid Retrieve data for a user's uploaded bank statements

read-only
plaid-retrieve-summary-individual-s-employment

Plaid Retrieve a summary of an individual's employment information

read-only
plaid-retrieve-asset-report-freddie-2

Plaid Retrieve an Asset Report with Freddie Mac format (aka VOA - Verification Of Assets), and a Verification Of Employment (VOE) report if this one is available. Only Freddie Mac can use this endpoint.

read-only
plaid-retrieve-user-s-payroll-information

Plaid Retrieve a user's payroll information

read-only
plaid-update-parsing-configuration-document

Plaid Update the parsing configuration for a document income verification

plaid-check-income-verification-eligibility

Plaid Check income verification eligibility and optimize conversion

read-only
plaid-refresh-digital-payroll-income

Plaid Refresh a digital payroll income verification

plaid-retrieve-fraud-insights-user-s

Plaid Retrieve fraud insights for a user's manually uploaded document(s).

read-only
plaid-create-relay-token-share

Plaid Create a relay token to share an Asset Report with a partner client

plaid-retrieve-reports-associated-relay

Plaid Retrieve the reports associated with a relay token that was shared with you

read-only
plaid-retrieve-pdf-reports-associated

Plaid Retrieve the pdf reports associated with a relay token that was shared with you (beta)

read-only
plaid-refresh-report-relay-token

Plaid Refresh a report of a relay token

plaid-remove-relay-token

Plaid Remove relay token

plaid-retrieve-link-sessions-your

Plaid Retrieve Link sessions for your user

read-only

Capability Spec

credit--plaid.yaml Raw ↑
naftiko: 1.0.0-alpha2
info:
  label: Plaid credit/ — Plaid
  description: 'Plaid credit/ — Plaid. 23 operations. Lead operation: Plaid Retrieve information from the bank accounts used
    for employment verification. Self-contained Naftiko capability covering one Plaid business surface.'
  tags:
  - Plaid
  created: '2026-05-19'
  modified: '2026-05-19'
binds:
- namespace: env
  keys:
    PLAID_API_KEY: PLAID_API_KEY
capability:
  consumes:
  - type: http
    namespace: credit--plaid
    baseUri: https://production.plaid.com
    description: Plaid credit/ — Plaid business capability. Self-contained, no shared references.
    resources:
    - name: beta-credit-v1-bank_employment-get
      path: /beta/credit/v1/bank_employment/get
      operations:
      - name: creditbankemploymentget
        method: POST
        description: Plaid Retrieve information from the bank accounts used for employment verification
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-asset_report-freddie_mac-get
      path: /credit/asset_report/freddie_mac/get
      operations:
      - name: creditassetreportfreddiemacget
        method: POST
        description: Plaid Retrieve an Asset Report with Freddie Mac format. Only Freddie Mac can use this endpoint.
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-audit_copy_token-create
      path: /credit/audit_copy_token/create
      operations:
      - name: creditauditcopytokencreate
        method: POST
        description: Plaid Create Asset or Income Report Audit Copy Token
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-audit_copy_token-remove
      path: /credit/audit_copy_token/remove
      operations:
      - name: creditreportauditcopyremove
        method: POST
        description: Plaid Remove an Audit Copy token
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-audit_copy_token-update
      path: /credit/audit_copy_token/update
      operations:
      - name: creditauditcopytokenupdate
        method: POST
        description: Plaid Update an Audit Copy Token
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-bank_income-get
      path: /credit/bank_income/get
      operations:
      - name: creditbankincomeget
        method: POST
        description: Plaid Retrieve information from the bank accounts used for income verification
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-bank_income-pdf-get
      path: /credit/bank_income/pdf/get
      operations:
      - name: creditbankincomepdfget
        method: POST
        description: Plaid Retrieve information from the bank accounts used for income verification in PDF format
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-bank_income-refresh
      path: /credit/bank_income/refresh
      operations:
      - name: creditbankincomerefresh
        method: POST
        description: Plaid Refresh a user's bank income information
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-bank_income-webhook-update
      path: /credit/bank_income/webhook/update
      operations:
      - name: creditbankincomewebhookupdate
        method: POST
        description: Plaid Subscribe and unsubscribe to proactive notifications for a user's income profile
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-bank_statements-uploads-get
      path: /credit/bank_statements/uploads/get
      operations:
      - name: creditbankstatementsuploadsget
        method: POST
        description: Plaid Retrieve data for a user's uploaded bank statements
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-employment-get
      path: /credit/employment/get
      operations:
      - name: creditemploymentget
        method: POST
        description: Plaid Retrieve a summary of an individual's employment information
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-freddie_mac-reports-get
      path: /credit/freddie_mac/reports/get
      operations:
      - name: creditfreddiemacreportsget
        method: POST
        description: Plaid Retrieve an Asset Report with Freddie Mac format (aka VOA - Verification Of Assets), and a Verification
          Of Employment (VOE) report if this one is available. Only Freddie Mac can use this endpoint.
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-payroll_income-get
      path: /credit/payroll_income/get
      operations:
      - name: creditpayrollincomeget
        method: POST
        description: Plaid Retrieve a user's payroll information
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-payroll_income-parsing_config-update
      path: /credit/payroll_income/parsing_config/update
      operations:
      - name: creditpayrollincomeparsingconfigupdate
        method: POST
        description: Plaid Update the parsing configuration for a document income verification
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-payroll_income-precheck
      path: /credit/payroll_income/precheck
      operations:
      - name: creditpayrollincomeprecheck
        method: POST
        description: Plaid Check income verification eligibility and optimize conversion
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-payroll_income-refresh
      path: /credit/payroll_income/refresh
      operations:
      - name: creditpayrollincomerefresh
        method: POST
        description: Plaid Refresh a digital payroll income verification
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-payroll_income-risk_signals-get
      path: /credit/payroll_income/risk_signals/get
      operations:
      - name: creditpayrollincomerisksignalsget
        method: POST
        description: Plaid Retrieve fraud insights for a user's manually uploaded document(s).
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-relay-create
      path: /credit/relay/create
      operations:
      - name: creditrelaycreate
        method: POST
        description: Plaid Create a relay token to share an Asset Report with a partner client
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-relay-get
      path: /credit/relay/get
      operations:
      - name: creditrelayget
        method: POST
        description: Plaid Retrieve the reports associated with a relay token that was shared with you
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-relay-pdf-get
      path: /credit/relay/pdf/get
      operations:
      - name: creditrelaypdfget
        method: POST
        description: Plaid Retrieve the pdf reports associated with a relay token that was shared with you (beta)
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-relay-refresh
      path: /credit/relay/refresh
      operations:
      - name: creditrelayrefresh
        method: POST
        description: Plaid Refresh a report of a relay token
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-relay-remove
      path: /credit/relay/remove
      operations:
      - name: creditrelayremove
        method: POST
        description: Plaid Remove relay token
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
    - name: credit-sessions-get
      path: /credit/sessions/get
      operations:
      - name: creditsessionsget
        method: POST
        description: Plaid Retrieve Link sessions for your user
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: Request body (JSON).
          required: true
  exposes:
  - type: rest
    namespace: credit--plaid-rest
    port: 8080
    description: REST adapter for Plaid credit/ — Plaid. One Spectral-compliant resource per consumed operation, prefixed
      with /v1.
    resources:
    - path: /v1/beta/credit/v1/bank-employment/get
      name: beta-credit-v1-bank-employment-get
      description: REST surface for beta-credit-v1-bank_employment-get.
      operations:
      - method: POST
        name: creditbankemploymentget
        description: Plaid Retrieve information from the bank accounts used for employment verification
        call: credit--plaid.creditbankemploymentget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/asset-report/freddie-mac/get
      name: credit-asset-report-freddie-mac-get
      description: REST surface for credit-asset_report-freddie_mac-get.
      operations:
      - method: POST
        name: creditassetreportfreddiemacget
        description: Plaid Retrieve an Asset Report with Freddie Mac format. Only Freddie Mac can use this endpoint.
        call: credit--plaid.creditassetreportfreddiemacget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/audit-copy-token/create
      name: credit-audit-copy-token-create
      description: REST surface for credit-audit_copy_token-create.
      operations:
      - method: POST
        name: creditauditcopytokencreate
        description: Plaid Create Asset or Income Report Audit Copy Token
        call: credit--plaid.creditauditcopytokencreate
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/audit-copy-token/remove
      name: credit-audit-copy-token-remove
      description: REST surface for credit-audit_copy_token-remove.
      operations:
      - method: POST
        name: creditreportauditcopyremove
        description: Plaid Remove an Audit Copy token
        call: credit--plaid.creditreportauditcopyremove
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/audit-copy-token/update
      name: credit-audit-copy-token-update
      description: REST surface for credit-audit_copy_token-update.
      operations:
      - method: POST
        name: creditauditcopytokenupdate
        description: Plaid Update an Audit Copy Token
        call: credit--plaid.creditauditcopytokenupdate
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/bank-income/get
      name: credit-bank-income-get
      description: REST surface for credit-bank_income-get.
      operations:
      - method: POST
        name: creditbankincomeget
        description: Plaid Retrieve information from the bank accounts used for income verification
        call: credit--plaid.creditbankincomeget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/bank-income/pdf/get
      name: credit-bank-income-pdf-get
      description: REST surface for credit-bank_income-pdf-get.
      operations:
      - method: POST
        name: creditbankincomepdfget
        description: Plaid Retrieve information from the bank accounts used for income verification in PDF format
        call: credit--plaid.creditbankincomepdfget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/bank-income/refresh
      name: credit-bank-income-refresh
      description: REST surface for credit-bank_income-refresh.
      operations:
      - method: POST
        name: creditbankincomerefresh
        description: Plaid Refresh a user's bank income information
        call: credit--plaid.creditbankincomerefresh
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/bank-income/webhook/update
      name: credit-bank-income-webhook-update
      description: REST surface for credit-bank_income-webhook-update.
      operations:
      - method: POST
        name: creditbankincomewebhookupdate
        description: Plaid Subscribe and unsubscribe to proactive notifications for a user's income profile
        call: credit--plaid.creditbankincomewebhookupdate
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/bank-statements/uploads/get
      name: credit-bank-statements-uploads-get
      description: REST surface for credit-bank_statements-uploads-get.
      operations:
      - method: POST
        name: creditbankstatementsuploadsget
        description: Plaid Retrieve data for a user's uploaded bank statements
        call: credit--plaid.creditbankstatementsuploadsget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/employment/get
      name: credit-employment-get
      description: REST surface for credit-employment-get.
      operations:
      - method: POST
        name: creditemploymentget
        description: Plaid Retrieve a summary of an individual's employment information
        call: credit--plaid.creditemploymentget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/freddie-mac/reports/get
      name: credit-freddie-mac-reports-get
      description: REST surface for credit-freddie_mac-reports-get.
      operations:
      - method: POST
        name: creditfreddiemacreportsget
        description: Plaid Retrieve an Asset Report with Freddie Mac format (aka VOA - Verification Of Assets), and a Verification
          Of Employment (VOE) report if this one is available. Only Freddie Mac can use this endpoint.
        call: credit--plaid.creditfreddiemacreportsget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/payroll-income/get
      name: credit-payroll-income-get
      description: REST surface for credit-payroll_income-get.
      operations:
      - method: POST
        name: creditpayrollincomeget
        description: Plaid Retrieve a user's payroll information
        call: credit--plaid.creditpayrollincomeget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/payroll-income/parsing-config/update
      name: credit-payroll-income-parsing-config-update
      description: REST surface for credit-payroll_income-parsing_config-update.
      operations:
      - method: POST
        name: creditpayrollincomeparsingconfigupdate
        description: Plaid Update the parsing configuration for a document income verification
        call: credit--plaid.creditpayrollincomeparsingconfigupdate
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/payroll-income/precheck
      name: credit-payroll-income-precheck
      description: REST surface for credit-payroll_income-precheck.
      operations:
      - method: POST
        name: creditpayrollincomeprecheck
        description: Plaid Check income verification eligibility and optimize conversion
        call: credit--plaid.creditpayrollincomeprecheck
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/payroll-income/refresh
      name: credit-payroll-income-refresh
      description: REST surface for credit-payroll_income-refresh.
      operations:
      - method: POST
        name: creditpayrollincomerefresh
        description: Plaid Refresh a digital payroll income verification
        call: credit--plaid.creditpayrollincomerefresh
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/payroll-income/risk-signals/get
      name: credit-payroll-income-risk-signals-get
      description: REST surface for credit-payroll_income-risk_signals-get.
      operations:
      - method: POST
        name: creditpayrollincomerisksignalsget
        description: Plaid Retrieve fraud insights for a user's manually uploaded document(s).
        call: credit--plaid.creditpayrollincomerisksignalsget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/relay/create
      name: credit-relay-create
      description: REST surface for credit-relay-create.
      operations:
      - method: POST
        name: creditrelaycreate
        description: Plaid Create a relay token to share an Asset Report with a partner client
        call: credit--plaid.creditrelaycreate
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/relay/get
      name: credit-relay-get
      description: REST surface for credit-relay-get.
      operations:
      - method: POST
        name: creditrelayget
        description: Plaid Retrieve the reports associated with a relay token that was shared with you
        call: credit--plaid.creditrelayget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/relay/pdf/get
      name: credit-relay-pdf-get
      description: REST surface for credit-relay-pdf-get.
      operations:
      - method: POST
        name: creditrelaypdfget
        description: Plaid Retrieve the pdf reports associated with a relay token that was shared with you (beta)
        call: credit--plaid.creditrelaypdfget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/relay/refresh
      name: credit-relay-refresh
      description: REST surface for credit-relay-refresh.
      operations:
      - method: POST
        name: creditrelayrefresh
        description: Plaid Refresh a report of a relay token
        call: credit--plaid.creditrelayrefresh
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/relay/remove
      name: credit-relay-remove
      description: REST surface for credit-relay-remove.
      operations:
      - method: POST
        name: creditrelayremove
        description: Plaid Remove relay token
        call: credit--plaid.creditrelayremove
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/credit/sessions/get
      name: credit-sessions-get
      description: REST surface for credit-sessions-get.
      operations:
      - method: POST
        name: creditsessionsget
        description: Plaid Retrieve Link sessions for your user
        call: credit--plaid.creditsessionsget
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
  - type: mcp
    namespace: credit--plaid-mcp
    port: 9090
    transport: http
    description: MCP adapter for Plaid credit/ — Plaid. One tool per consumed operation, routed inline through this capability's
      consumes block.
    tools:
    - name: plaid-retrieve-information-bank-accounts
      description: Plaid Retrieve information from the bank accounts used for employment verification
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: credit--plaid.creditbankemploymentget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-retrieve-asset-report-freddie
      description: Plaid Retrieve an Asset Report with Freddie Mac format. Only Freddie Mac can use this endpoint.
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: credit--plaid.creditassetreportfreddiemacget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-create-asset-income-report
      description: Plaid Create Asset or Income Report Audit Copy Token
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: credit--plaid.creditauditcopytokencreate
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-remove-audit-copy-token
      description: Plaid Remove an Audit Copy token
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: credit--plaid.creditreportauditcopyremove
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-update-audit-copy-token
      description: Plaid Update an Audit Copy Token
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: credit--plaid.creditauditcopytokenupdate
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-retrieve-information-bank-accounts-2
      description: Plaid Retrieve information from the bank accounts used for income verification
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: credit--plaid.creditbankincomeget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-retrieve-information-bank-accounts-3
      description: Plaid Retrieve information from the bank accounts used for income verification in PDF format
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: credit--plaid.creditbankincomepdfget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-refresh-user-s-bank-income
      description: Plaid Refresh a user's bank income information
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: credit--plaid.creditbankincomerefresh
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-subscribe-and-unsubscribe-proactive
      description: Plaid Subscribe and unsubscribe to proactive notifications for a user's income profile
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: credit--plaid.creditbankincomewebhookupdate
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-retrieve-data-user-s-uploaded
      description: Plaid Retrieve data for a user's uploaded bank statements
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: credit--plaid.creditbankstatementsuploadsget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-retrieve-summary-individual-s-employment
      description: Plaid Retrieve a summary of an individual's employment information
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: credit--plaid.creditemploymentget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-retrieve-asset-report-freddie-2
      description: Plaid Retrieve an Asset Report with Freddie Mac format (aka VOA - Verification Of Assets), and a Verification
        Of Employment (VOE) report if this one is available. Only Freddie Mac can use this endpoint.
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: credit--plaid.creditfreddiemacreportsget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-retrieve-user-s-payroll-information
      description: Plaid Retrieve a user's payroll information
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: credit--plaid.creditpayrollincomeget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-update-parsing-configuration-document
      description: Plaid Update the parsing configuration for a document income verification
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: credit--plaid.creditpayrollincomeparsingconfigupdate
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-check-income-verification-eligibility
      description: Plaid Check income verification eligibility and optimize conversion
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: credit--plaid.creditpayrollincomeprecheck
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-refresh-digital-payroll-income
      description: Plaid Refresh a digital payroll income verification
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: credit--plaid.creditpayrollincomerefresh
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-retrieve-fraud-insights-user-s
      description: Plaid Retrieve fraud insights for a user's manually uploaded document(s).
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: credit--plaid.creditpayrollincomerisksignalsget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-create-relay-token-share
      description: Plaid Create a relay token to share an Asset Report with a partner client
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: credit--plaid.creditrelaycreate
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-retrieve-reports-associated-relay
      description: Plaid Retrieve the reports associated with a relay token that was shared with you
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: credit--plaid.creditrelayget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-retrieve-pdf-reports-associated
      description: Plaid Retrieve the pdf reports associated with a relay token that was shared with you (beta)
      hints:
        readOnly: true
        destructive: false
        idempotent: false
      call: credit--plaid.creditrelaypdfget
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-refresh-report-relay-token
      description: Plaid Refresh a report of a relay token
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: credit--plaid.creditrelayrefresh
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: plaid-remove-relay-token
      description: Plaid Remove relay token
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: credit--plaid.creditrelayremove
      with:
        body: tools.body
      outputParameters:


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