Moniepoint · Capability

Monnify Collections — Transactions

Initialize transactions, complete bank-transfer collections, and look up transaction status across the Monnify Collections API. Self-contained Naftiko capability covering one Monnify business surface.

Monnify Collections — Transactions is a Naftiko capability published by Moniepoint, one of 17 capabilities the APIs.io network indexes for this provider. It bundles 3 operations across the POST and GET methods.

The capability includes 2 read-only operations and 2 state-changing operations. Lead operation: Monnify Initialize Transaction. Can be deployed as a REST endpoint, MCP tool, or Agent Skill via Naftiko.

Tagged areas include Moniepoint, Monnify, and Collections.

Run with Naftiko MoniepointMonnifyCollections

What You Can Do

POST

Initializetransaction —

/v1/init-transaction

POST

Paywithbanktransfer —

/v1/pay-with-transfer

GET

Gettransactionstatus —

/v1/transaction-status

MCP Tools

monnify-initialize-transaction

Monnify Initialize Transaction

monnify-pay-with-transfer

Monnify Pay With Bank Transfer

monnify-get-transaction-status

Monnify Get Transaction Status

read-only idempotent

monnify-search-transactions

Monnify Search Transactions

read-only idempotent

Capability Spec

naftiko: 1.0.0-alpha2
info:
  label: Monnify Collections — Transactions
  description: Initialize transactions, complete bank-transfer collections, and look up transaction status across the Monnify Collections API.
    Self-contained Naftiko capability covering one Monnify business surface.
  tags:
  - Moniepoint
  - Monnify
  - Collections
  created: '2026-05-24'
  modified: '2026-05-24'
binds:
- namespace: env
  keys:
    MONNIFY_ACCESS_TOKEN: MONNIFY_ACCESS_TOKEN
capability:
  consumes:
  - type: http
    namespace: collections-transactions
    baseUri: https://api.monnify.com
    description: Monnify Collections — Transactions business capability.
    resources:
    - name: init-transaction
      path: /api/v1/merchant/transactions/init-transaction
      operations:
      - name: initializeTransaction
        method: POST
        description: Monnify Initialize Transaction
        outputRawFormat: json
        inputParameters:
        - name: body
          in: body
          type: object
          required: true
    - name: pay-with-transfer
      path: /api/v1/merchant/bank-transfer/init-payment
      operations:
      - name: payWithBankTransfer
        method: POST
        description: Monnify Pay With Bank Transfer
        outputRawFormat: json
        inputParameters:
        - name: body
          in: body
          type: object
          required: true
    - name: transaction-status
      path: /api/v2/merchant/transactions/query
      operations:
      - name: getTransactionStatus
        method: GET
        description: Monnify Get Transaction Status
        outputRawFormat: json
        inputParameters:
        - name: paymentReference
          in: query
          type: string
        - name: transactionReference
          in: query
          type: string
    - name: search-transactions
      path: /api/v1/transactions/search
      operations:
      - name: searchTransactions
        method: GET
        description: Monnify Search Transactions
        outputRawFormat: json
        inputParameters:
        - name: page
          in: query
          type: integer
        - name: size
          in: query
          type: integer
    authentication:
      type: apikey
      key: Authorization
      value: 'Bearer {{env.MONNIFY_ACCESS_TOKEN}}'
      placement: header
  exposes:
  - type: rest
    namespace: collections-transactions-rest
    port: 8080
    description: REST adapter for Monnify Collections — Transactions.
    resources:
    - path: /v1/init-transaction
      name: init-transaction
      operations:
      - method: POST
        name: initializeTransaction
        call: collections-transactions.initializeTransaction
        with:
          body: rest.body
    - path: /v1/pay-with-transfer
      name: pay-with-transfer
      operations:
      - method: POST
        name: payWithBankTransfer
        call: collections-transactions.payWithBankTransfer
        with:
          body: rest.body
    - path: /v1/transaction-status
      name: transaction-status
      operations:
      - method: GET
        name: getTransactionStatus
        call: collections-transactions.getTransactionStatus
  - type: mcp
    namespace: collections-transactions-mcp
    port: 9090
    transport: http
    description: MCP adapter for Monnify Collections — Transactions.
    tools:
    - name: monnify-initialize-transaction
      description: Monnify Initialize Transaction
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: collections-transactions.initializeTransaction
      with:
        body: tools.body
    - name: monnify-pay-with-transfer
      description: Monnify Pay With Bank Transfer
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: collections-transactions.payWithBankTransfer
      with:
        body: tools.body
    - name: monnify-get-transaction-status
      description: Monnify Get Transaction Status
      hints:
        readOnly: true
        destructive: false
        idempotent: true
      call: collections-transactions.getTransactionStatus
    - name: monnify-search-transactions
      description: Monnify Search Transactions
      hints:
        readOnly: true
        destructive: false
        idempotent: true
      call: collections-transactions.searchTransactions