Enable Banking API — Payments

naftiko: 1.0.0-alpha2
info:
  label: Enable Banking API — Payments
  description: 'Enable Banking — Payments capability covering PSD2 Payment Initiation Services (PIS): create
    payment, retrieve payment status, retrieve underlying bank transaction, and delete a pending payment. Lead
    operation: Create Payment.'
  tags:
  - EnableBanking
  - OpenBanking
  - PSD2
  - PIS
  - Payments
  created: '2026-05-25'
  modified: '2026-05-25'
binds:
- namespace: env
  keys:
    ENABLE_BANKING_JWT: ENABLE_BANKING_JWT
capability:
  consumes:
  - type: http
    namespace: payments-payments
    baseUri: https://api.enablebanking.com
    description: Enable Banking Payments endpoints. Payment initiation and lookup.
    resources:
    - name: payments
      path: /payments
      operations:
      - name: createpayment
        method: POST
        description: Create a payment initiation request against the PSU's ASPSP.
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: body
          in: body
          type: object
          description: CreatePaymentRequest body (access, aspsp, payment_request, redirect_url, psu_type, state).
          required: true
    - name: payment
      path: /payments/{payment_id}
      operations:
      - name: getpayment
        method: GET
        description: Get payment status by id.
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: payment_id
          in: path
          type: string
          required: true
      - name: deletepayment
        method: DELETE
        description: Cancel a pending payment.
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: payment_id
          in: path
          type: string
          required: true
    - name: payment-transaction
      path: /payments/{payment_id}/transactions/{transaction_id}
      operations:
      - name: getpaymenttransaction
        method: GET
        description: Get the underlying bank transaction created by a payment.
        outputRawFormat: json
        outputParameters:
        - name: result
          type: object
          value: $.
        inputParameters:
        - name: payment_id
          in: path
          type: string
          required: true
        - name: transaction_id
          in: path
          type: string
          required: true
    authentication:
      type: bearer
      value: '{{env.ENABLE_BANKING_JWT}}'
      placement: header
  exposes:
  - type: rest
    namespace: payments-payments-rest
    port: 8080
    description: REST adapter for Enable Banking Payments.
    resources:
    - path: /v1/payments
      name: payments
      description: REST surface for /payments.
      operations:
      - method: POST
        name: createpayment
        description: Create payment.
        call: payments-payments.createpayment
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/payments/{payment_id}
      name: payment
      description: REST surface for /payments/{payment_id}.
      operations:
      - method: GET
        name: getpayment
        description: Get payment.
        call: payments-payments.getpayment
        with:
          payment_id: rest.path.payment_id
        outputParameters:
        - type: object
          mapping: $.
      - method: DELETE
        name: deletepayment
        description: Delete (cancel) payment.
        call: payments-payments.deletepayment
        with:
          payment_id: rest.path.payment_id
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/payments/{payment_id}/transactions/{transaction_id}
      name: payment-transaction
      description: REST surface for /payments/{payment_id}/transactions/{transaction_id}.
      operations:
      - method: GET
        name: getpaymenttransaction
        description: Get payment transaction.
        call: payments-payments.getpaymenttransaction
        with:
          payment_id: rest.path.payment_id
          transaction_id: rest.path.transaction_id
        outputParameters:
        - type: object
          mapping: $.
  - type: mcp
    namespace: payments-payments-mcp
    port: 9090
    transport: http
    description: MCP adapter for Enable Banking Payments.
    tools:
    - name: enable-banking-create-payment
      description: Initiate a payment via the PSU's ASPSP.
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: payments-payments.createpayment
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: enable-banking-get-payment
      description: Get a payment by id.
      hints:
        readOnly: true
        destructive: false
        idempotent: true
      call: payments-payments.getpayment
      with:
        payment_id: tools.payment_id
      outputParameters:
      - type: object
        mapping: $.
    - name: enable-banking-delete-payment
      description: Cancel a pending payment.
      hints:
        readOnly: false
        destructive: true
        idempotent: true
      call: payments-payments.deletepayment
      with:
        payment_id: tools.payment_id
      outputParameters:
      - type: object
        mapping: $.
    - name: enable-banking-get-payment-transaction
      description: Get the underlying bank transaction for a payment.
      hints:
        readOnly: true
        destructive: false
        idempotent: true
      call: payments-payments.getpaymenttransaction
      with:
        payment_id: tools.payment_id
        transaction_id: tools.transaction_id
      outputParameters:
      - type: object
        mapping: $.