Enable Banking · Capability

Enable Banking — Open Banking Workflow

Workflow capability composing the Enable Banking PSD2 Open Banking surface into a single end-to-end flow — ASPSP discovery, PSU authorization, account retrieval, transaction sync, and payment initiation. Composes the four per-tag capabilities (aspsps-misc, sessions-user-sessions, accounts-accounts-data, payments-payments).

Enable Banking — Open Banking Workflow is a Naftiko capability published by Enable Banking, one of 5 capabilities the APIs.io network indexes for this provider. It bundles 5 operations across the POST and GET methods rooted at /v1/open-banking.

The capability includes 2 read-only operations and 2 state-changing operations. Lead operation: List supported ASPSPs (banks). Can be deployed as a REST endpoint, MCP tool, or Agent Skill via Naftiko.

Tagged areas include EnableBanking, OpenBanking, PSD2, Workflow, and Aggregation.

Run with Naftiko EnableBankingOpenBankingPSD2WorkflowAggregation

What You Can Do

GET

Listaspsps — List supported ASPSPs.

/v1/open-banking/aspsps

POST

Authorize — Start PSU authorization.

/v1/open-banking/authorize

POST

Createsession — Authorize session.

/v1/open-banking/sessions

GET

Gettransactions — Get account transactions.

/v1/open-banking/accounts/{account_id}/transactions

POST

Initiatepayment — Initiate payment.

/v1/open-banking/payments

MCP Tools

list-aspsps

List supported ASPSPs (banks).

read-only idempotent

start-authorization

Start a PSU authorization at the selected ASPSP.

get-transactions

Get transactions for an authorized PSU account.

read-only idempotent

initiate-payment

Initiate a payment.

Capability Spec

naftiko: 1.0.0-alpha2
info:
  label: Enable Banking — Open Banking Workflow
  description: Workflow capability composing the Enable Banking PSD2 Open Banking surface into a single
    end-to-end flow — ASPSP discovery, PSU authorization, account retrieval, transaction sync, and payment
    initiation. Composes the four per-tag capabilities (aspsps-misc, sessions-user-sessions,
    accounts-accounts-data, payments-payments).
  tags:
  - EnableBanking
  - OpenBanking
  - PSD2
  - Workflow
  - Aggregation
  created: '2026-05-25'
  modified: '2026-05-25'
binds:
- namespace: env
  keys:
    ENABLE_BANKING_JWT: ENABLE_BANKING_JWT
capability:
  composes:
  - capability: aspsps-misc
    namespace: aspsps
  - capability: sessions-user-sessions
    namespace: sessions
  - capability: accounts-accounts-data
    namespace: accounts
  - capability: payments-payments
    namespace: payments
  exposes:
  - type: rest
    namespace: open-banking-rest
    port: 8080
    description: Unified Open Banking workflow REST surface.
    resources:
    - path: /v1/open-banking/aspsps
      name: list-aspsps
      description: List supported ASPSPs (banks) for a country and PSU type.
      operations:
      - method: GET
        name: listaspsps
        description: List supported ASPSPs.
        call: aspsps.getaspsps
        with:
          country: rest.query.country
          psu_type: rest.query.psu_type
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/open-banking/authorize
      name: authorize
      description: Begin PSU authorization at a selected ASPSP.
      operations:
      - method: POST
        name: authorize
        description: Start PSU authorization.
        call: sessions.startauthorization
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/open-banking/sessions
      name: create-session
      description: Exchange an authorization code for an authorized session.
      operations:
      - method: POST
        name: createsession
        description: Authorize session.
        call: sessions.authorizesession
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/open-banking/accounts/{account_id}/transactions
      name: account-transactions
      description: Retrieve transactions for an authorized account.
      operations:
      - method: GET
        name: gettransactions
        description: Get account transactions.
        call: accounts.getaccounttransactions
        with:
          account_id: rest.path.account_id
          date_from: rest.query.date_from
          date_to: rest.query.date_to
          continuation_key: rest.query.continuation_key
          strategy: rest.query.strategy
        outputParameters:
        - type: object
          mapping: $.
    - path: /v1/open-banking/payments
      name: payments
      description: Initiate a payment via the PSU's ASPSP.
      operations:
      - method: POST
        name: initiatepayment
        description: Initiate payment.
        call: payments.createpayment
        with:
          body: rest.body
        outputParameters:
        - type: object
          mapping: $.
  - type: mcp
    namespace: open-banking-mcp
    port: 9090
    transport: http
    description: Unified Open Banking MCP toolset.
    tools:
    - name: list-aspsps
      description: List supported ASPSPs (banks).
      hints:
        readOnly: true
        destructive: false
        idempotent: true
      call: aspsps.getaspsps
      with:
        country: tools.country
        psu_type: tools.psu_type
      outputParameters:
      - type: object
        mapping: $.
    - name: start-authorization
      description: Start a PSU authorization at the selected ASPSP.
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: sessions.startauthorization
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.
    - name: get-transactions
      description: Get transactions for an authorized PSU account.
      hints:
        readOnly: true
        destructive: false
        idempotent: true
      call: accounts.getaccounttransactions
      with:
        account_id: tools.account_id
        date_from: tools.date_from
        date_to: tools.date_to
        continuation_key: tools.continuation_key
        strategy: tools.strategy
      outputParameters:
      - type: object
        mapping: $.
    - name: initiate-payment
      description: Initiate a payment.
      hints:
        readOnly: false
        destructive: false
        idempotent: false
      call: payments.createpayment
      with:
        body: tools.body
      outputParameters:
      - type: object
        mapping: $.