Alliance Data Systems (Bread Financial Holdings) · Capability

Bread Pay Platform — Buyers

Bread Pay Platform API — Buyers. Retrieve a buyer record by ID and list personalized payment options. Self-contained Naftiko capability.

Bread Pay Platform — Buyers is a Naftiko capability published by Alliance Data Systems (Bread Financial Holdings), one of 4 capabilities the APIs.io network indexes for this provider. It bundles 2 operations across the GET method.

The capability includes 2 read-only operations. Lead operation: Bread Pay Get A Buyer. Can be deployed as a REST endpoint, MCP tool, or Agent Skill via Naftiko.

Tagged areas include Bread Pay, Bread Financial, BNPL, Buyers, and Payment Options.

Run with Naftiko Bread PayBread FinancialBNPLBuyersPayment Options

What You Can Do

GET
Getbuyer — Bread Pay Get A Buyer
/v1/buyer/{id}
GET
Listpaymentoptions — Bread Pay List Payment Options
/v1/payment-options

MCP Tools

bread-pay-get-buyer

Bread Pay Get A Buyer

read-only idempotent
bread-pay-list-payment-options

Bread Pay List Payment Options

read-only idempotent

Capability Spec

bread-pay-platform-buyers.yaml Raw ↑ 
naftiko: 1.0.0-alpha2
info:
  label: Bread Pay Platform — Buyers
  description: 'Bread Pay Platform API — Buyers. Retrieve a buyer record by ID and list personalized payment options. Self-contained Naftiko capability.'
  tags:
    - Bread Pay
    - Bread Financial
    - BNPL
    - Buyers
    - Payment Options
  created: '2026-05-23'
  modified: '2026-05-23'
binds:
  - namespace: env
    keys:
      BREAD_CLIENT_ID: BREAD_CLIENT_ID
      BREAD_CLIENT_SECRET: BREAD_CLIENT_SECRET
capability:
  consumes:
    - type: http
      namespace: bread-pay-platform-buyers
      baseUri: https://api.platform.breadpayments.com/api
      description: Bread Pay Platform Buyers consumer.
      resources:
        - name: buyer-id
          path: /buyer/{id}
          operations:
            - name: getBuyer
              method: GET
              description: Bread Pay Get A Buyer
              outputRawFormat: json
              outputParameters:
                - name: result
                  type: object
                  value: $.
        - name: payment-options
          path: /payment-options
          operations:
            - name: listPaymentOptions
              method: GET
              description: Bread Pay List Payment Options
              outputRawFormat: json
              outputParameters:
                - name: result
                  type: array
                  value: $.
      authentication:
        type: oauth2
        flow: client_credentials
        tokenUrl: https://auth.platform.breadpayments.com/auth/sso/token
        clientId: '{{env.BREAD_CLIENT_ID}}'
        clientSecret: '{{env.BREAD_CLIENT_SECRET}}'
  exposes:
    - type: rest
      namespace: bread-pay-platform-buyers-rest
      port: 8080
      description: REST adapter for Bread Pay Platform Buyers, prefixed with /v1.
      resources:
        - path: /v1/buyer/{id}
          name: buyer-id
          description: REST surface for a single buyer.
          operations:
            - method: GET
              name: getBuyer
              description: Bread Pay Get A Buyer
              call: bread-pay-platform-buyers.getBuyer
              outputParameters:
                - type: object
                  mapping: $.
        - path: /v1/payment-options
          name: payment-options
          description: REST surface for buyer payment options.
          operations:
            - method: GET
              name: listPaymentOptions
              description: Bread Pay List Payment Options
              call: bread-pay-platform-buyers.listPaymentOptions
              outputParameters:
                - type: array
                  mapping: $.
    - type: mcp
      namespace: bread-pay-platform-buyers-mcp
      port: 9090
      transport: http
      description: MCP adapter for Bread Pay Platform Buyers.
      tools:
        - name: bread-pay-get-buyer
          description: Bread Pay Get A Buyer
          hints:
            readOnly: true
            destructive: false
            idempotent: true
          call: bread-pay-platform-buyers.getBuyer
          outputParameters:
            - type: object
              mapping: $.
        - name: bread-pay-list-payment-options
          description: Bread Pay List Payment Options
          hints:
            readOnly: true
            destructive: false
            idempotent: true
          call: bread-pay-platform-buyers.listPaymentOptions
          outputParameters:
            - type: array
              mapping: $.